Have you ever pretended to be serious about something, but were really not serious? Maybe you did not realize that you were not super serious, until, well, until you got SERIOUS!!
That is my life these days. We have tried to be serious about our money. Once upon a time we were debt free. Then, well, then, life happened, no job, no money, lots of mouths. Then sold a house (for too little) bought a new house that needs lots of work….
and today..well, I am serious about our money. I have never been this serious before.
Let me share how serious we are….
we pay cash, for almost everything. We budget every dollar we bring home before we spend any of it. We do not have cable. We do not use credit cards – at all. We do have internet and a phone and are thinking about cutting back the phone – but just thinking right now.
The big indicator of how serious we are is that we made a commitment to not eat out in 2011, unless someone else was paying. This is a bigger deal than I expected, even though we rarely ate out any more. But knowing that we cannot changes everything. But you know what?
so far, WE DID IT!!
We have made it one whole month, without eating out. 1 down – 11 to go!! A step at a time – I have confidence that we can do this!
So, we continue on this journey – our goal is to be debt free again! And it will happen, or so Robert tells me. It may take longer than I like, but you know what? It does not matter. We will get there.
So Happy February 1st – and thus begins our next month of not eating out! Woo Hoo!! It is now becoming a challenge of sorts!